TOLL FREE 1.877.777.4301
LOCAL 334.365.5055
FAX 334.365.7170
943 East Main Street
Prattville, Alabama 36066
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Services Health Insurance The two main categories are Major Medical plans (also called Traditional or Indemnity) and the newer Managed Care plans (including HMO's, PPO's, and POS's). Group coverage provided by an employer or other membership organization is often less expensive for either category. Dental Insurance Coverage that provides benefits for routine dental examinations, preventive dental work, and dental procedures needed to treat tooth decay and diseases of the teeth and jaw. Long Term Disability A wide range of health and personal care coverages, ranging from simple assisted living to intensive nursing home care, for the elderly or insureds who become disabled. Short Term Disability Employers can also select coverage for short term disabilities, which are designed to partially replace the earnings of employees who are absent from work because of a disability. Pension Plans Several different plans are available such as profit sharing, 401 K, Defined benefit plans, etc. Employers choose the plan that is right for them and their employees. Life Insurance If you're in the market for life insurance products such as term, universal, whole life programs, business income replacement and personal disability income protection , then look no further than Countryman and Smitherman, Inc. ASEA Members Benefits If you are a member of Alabama State Employees Assocation, Countryman and Smitherman has prepared a range of insurance plans just for you: In Dues AD & D, Voluntary AD & D, Vision, Cancer Protector, Guaranteed Issue Term Life, Group Term Life , and Senior Whole Life. more information AERA Members Benefits If you are a member of Alabama Education Retirees Assocation, Countryman and Smitherman has prepared a range of insurance plans just for you: Final Expense Whole Life, Senior Whole Life, Young Adult Life, Cancer Protector, Travel Accident, Hospital Helper, Dental, and Individual Anuities. more information
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